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Unfortunately for me, my household is at the tail end of watching Sesame Street on a regular basis. By the time my son was born, Sesame Street was being replaced by Nick Jr, and the Disney channel. But from time to time, my youngest will still watch it, and the episode we caught, could not have been more applicable to adults as well as children.

Most teachers know they have to plan for their financial security far in advance of their retirement years. While there are several good options to choose from, many teachers will only look at the most common service providers and make their decisions based on convenience. This is a common occurrence with the 403b retirement plan.